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Car Accident Lawyer in Plano, TX
A car accident in Plano can quickly upend your life, leaving you to navigate not only physical injuries but also the emotional and financial toll that follows. From unexpected medical bills to missed work and the frustration of dealing with insurance companies, it can feel like you’re carrying an impossible burden.
At Mokaram Injury Lawyers, we understand the pain and uncertainty you’re facing. Our Plano car accident attorneys are here to provide the support and legal expertise you need. We are committed to fighting for the compensation you deserve, whether that means negotiating with insurers or taking your case to court. With our experience and dedication, we’ll be by your side every step of the way, working to give you the peace of mind and financial recovery you need to rebuild your life after an accident.
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What is Car Accident Law?
Car accident law helps determine who is responsible for a collision and ensures victims are fairly compensated for their losses. Whether caused by speeding, distracted driving, or reckless behavior, car accidents can leave lasting impacts on your health, finances, and well-being, and the legal system provides a way to hold negligent drivers accountable.
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Our Plano accident attorneys specialize in the complexities of car accident claims, from handling insurance negotiations to proving liability under Texas traffic laws. We are dedicated to helping you recover compensation for your medical expenses, lost wages, pain and suffering, emotional distress, and more. With our expertise, we’ll guide you through the process and fight to secure the compensation you truly deserve.
What Should You Do After A Car Accident In Plano?
The steps you take after a car accident can significantly affect the outcome of your case. Here’s what you should do immediately:
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Call 911
Always report the accident to law enforcement, especially if there are injuries or significant damage.
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Seek Medical Attention
Even if you feel fine, see a doctor—some injuries don’t show immediate symptoms.
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Document the Scene
Take photos of the vehicles, road conditions, damages, and visible injuries. This will be important evidence for your case.
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Collect Information
Exchange contact details, insurance information, and license plate numbers with all involved parties.
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Communicate Through Your Lawyer
Let your attorney handle all communication with insurance companies. Insurers may try to offer quick settlements that fall short of what you truly deserve.
Common Causes of Car Accidents in Plano We Handle
Car accidents can occur for many reasons. Here are some of the most common causes our attorneys deal with:
Distracted Driving
Drivers distracted by phones or other passengers often overlook smaller vehicles, leading to severe accidents. This kind of negligence can cause devastating injuries to everyone involved, especially motorcyclists.
Speeding
Speeding increases the likelihood of serious crashes, especially when larger vehicles are involved. It decreases stopping distance and reaction time, which can make a collision much worse.
Drunk Driving
Driving under the influence of alcohol or drugs is a serious offense. Our team is experienced in handling the complex legal challenges that come with drunk driving accidents and ensuring victims receive the compensation they deserve.
Reckless Driving
Aggressive driving behaviors, such as tailgating or weaving through traffic, can lead to serious accidents. Reckless driving endangers everyone on the road and often results in life-altering injuries.
Poor Road Conditions
Slippery roads, bad weather, and poorly maintained streets can contribute to accidents. Our attorneys are skilled at addressing these factors in your case to help secure justice for you.
Types of Car Accidents
Our Plano car accident lawyer team has extensive experience handling various types of collisions, each with unique challenges and injury risks.
Rear-End Collisions
These accidents occur when one vehicle crashes into the back of another, often due to sudden stops or following too closely. They frequently result in whiplash, back injuries, and other soft tissue damage.
Side-Impact (T-Bone) Crashes
These collisions happen at intersections when one vehicle strikes the side of another. Injuries can be severe, particularly for occupants on the impacted side, as the protection in these areas is minimal compared to the front and rear.
Head-On Collisions
Among the most dangerous types of crashes, head-on collisions involve two vehicles striking each other front-to-front, often at high speeds. These accidents frequently lead to catastrophic injuries or fatalities.
Multi-Vehicle Accidents
Also known as pile-ups, these crashes typically occur on highways and involve multiple vehicles. They can lead to extensive injuries and complicated liability issues, requiring thorough investigation.
Rollover Accidents
These occur when a vehicle flips onto its side or roof, often due to high speeds, sharp turns, or impact from another vehicle. Rollover accidents can result in severe or even fatal injuries.
Hit-and-Run Accidents
In these cases, a driver leaves the scene without stopping to assist or provide information. This can complicate insurance claims and legal liability while leaving victims with injuries and property damage.
Single-Vehicle Accidents
These accidents involve only one vehicle and can include running off the road, hitting stationary objects, or losing control due to driver error, weather conditions, or poor road maintenance.
Overview of Car Insurance Requirements in Plano, Texas
In Texas, it’s mandatory for drivers to have a basic level of liability insurance to cover damages if they are involved in an accident. This required coverage is known as the 30/60/25 liability policy, which provides the following:
- $30,000 for bodily injury liability per individual involved in the accident
- $60,000 total for bodily injury liability if there are multiple victims in the same accident
- $25,000 for property damage caused by the accident
While liability insurance is the legal minimum, drivers in Texas have the option to increase their coverage by adding extra protections, such as:
- Collision and Comprehensive Coverage: This covers repairs to your vehicle if it’s damaged in a collision or due to incidents like theft, fire, or vandalism.
- Personal Injury Protection (PIP): This coverage helps pay for your medical bills and part of your lost wages if you are injured in an accident, regardless of who is at fault, up to your policy limits.
- Medical Payments (MedPay): This provides coverage for medical expenses, similar to PIP, but does not include lost wages.
- Uninsured/Underinsured Motorist Coverage (UM/UIM): This ensures you are compensated if the driver at fault is uninsured or doesn’t have enough insurance to cover your losses.
By opting for these additional coverages, Texas drivers can gain better protection against unexpected financial burdens following an accident.
Seek Compensation for Your Injuries
Car accidents often result in serious injuries. Our team of Plano accident attorneys is committed to helping you recover compensation for injuries, including:
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Head Injuries (TBI)
Head injuries can lead to lasting cognitive problems, affecting memory, concentration, and daily functioning. Recovery often requires ongoing treatment, and compensation can help cover medical expenses and rehabilitation.
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Spinal Injuries
Damage to the spinal cord can result in paralysis or permanent disabilities. These life-altering injuries require long-term medical care, and our team works diligently to secure compensation for treatment, assistive devices, and other necessary support.
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Traumatic Brain Injuries (TBI)
TBIs can cause permanent neurological damage, including memory loss, mood changes, and emotional instability. Given the severity of these injuries, obtaining appropriate compensation is essential for long-term care and recovery.
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Fractures and Broken Bones
Serious fractures often require surgery, physical therapy, and months of rehabilitation. These injuries can lead to lost income and significant medical costs, and we work to ensure victims receive the financial support they need.
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Internal Injuries
Severe internal injuries, such as organ damage or internal bleeding, often require emergency medical intervention and prolonged hospitalization. Our attorneys fight for compensation to cover medical expenses and necessary follow-up care.
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Psychological Trauma
Car accidents can have lasting psychological effects, including anxiety, depression, and post-traumatic stress disorder (PTSD). We recognize the impact of emotional injuries and work to secure compensation for therapy and mental health treatment.
Statute of Limitations for Car Accidents in Houston
In Texas, you have two years from the date of your car accident to file a personal injury or property damage lawsuit. Failing to file within this period may result in your case being dismissed, preventing you from pursuing compensation.
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Exceptions to this timeline may apply, such as in cases involving minors or individuals who were incapacitated at the time of the accident. To ensure you meet all legal deadlines, it’s crucial to consult with our Houston car accident attorneys at Mokaram Injury Lawyers as soon as possible.
Understanding Uninsured Motorist Coverage
Uninsured motorist coverage provides financial protection if you’re in an accident with a driver who has no insurance or insufficient coverage to cover your damages. It can help pay for medical expenses, vehicle repairs, pain and suffering, and even a rental car if necessary.
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This coverage also applies to hit-and-run accidents where the at-fault driver cannot be identified. While Texas law requires insurance companies to offer it, you have the option to decline it in writing.
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Plano Driving Laws
If you’re driving in Plano, it’s important to be familiar with the traffic laws that ensure your safety and compliance. Here are some key regulations every driver should know:
Speed Limits
Speed limits are in place to help keep drivers and pedestrians safe. In urban areas, the default speed limit is 30 mph unless otherwise posted. On highways, speed limits typically range from 60 to 75 mph, but it's essential to pay attention to posted signs as they can vary based on the area and road conditions. Following the speed limits is not only a safety measure but also helps you avoid costly fines. These speed limits are defined in the Texas Transportation Code § 545.352.
Seat Belt Laws
The seat belt law in Texas is clear: everyone in the front seat must wear a seat belt at all times, and all passengers under the age of 17 must use a seat belt or a child safety seat, no matter where they sit in the vehicle. Failure to comply with these laws can result in fines and penalties. The Texas Transportation Code § 545.413 outlines these rules, emphasizing the importance of seat belts in preventing injuries and saving lives.
Distracted Driving
Distracted driving is a serious safety issue, and Texas has strict rules to prevent it. Texting while driving is prohibited statewide, as it significantly increases the risk of accidents. Additionally, the use of handheld devices is banned in school zones to ensure the safety of children. If you're caught violating these laws, you may face fines as outlined in the Texas Transportation Code § 545.4251. It's essential to stay focused on the road and avoid distractions at all times.
DUI Laws
Driving under the influence of alcohol or drugs is dangerous and illegal in Texas. For drivers aged 21 and older, the legal blood alcohol concentration (BAC) limit is 0.08%. If you're caught driving under the influence, you could face severe consequences such as license suspension, significant fines, and even jail time. These penalties are laid out in the Texas Penal Code § 49.04. To avoid these penalties and ensure the safety of yourself and others, always designate a driver or use alternative transportation if you're impaired.
Right-of-Way Rules
Understanding and following right-of-way rules is essential to prevent accidents. At intersections, you must yield to vehicles that are already in the intersection or those approaching from your right if you arrive at the same time. Emergency vehicles always have the right of way, and you must pull over to the right side of the road to let them pass safely. These rules are clearly outlined in the Texas Transportation Code § 545.151, and they help maintain smooth traffic flow and prevent collisions.
Car Insurance Requirements
In Texas, drivers are required to carry a minimum level of car insurance to ensure they can cover damages in the event of an accident. The mandatory liability coverage includes $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. These requirements are set out in the Texas Transportation Code § 601.072. Having the proper insurance not only keeps you compliant with the law but also protects you financially if you're involved in an accident.
Common Mistakes to Avoid After a Car Accident
Making the wrong decisions after a car accident can impact your ability to recover full compensation. Here are key mistakes to avoid:
- Do not admit fault at the scene. Even a simple “I’m sorry” can be used against you later.
- Seek medical attention immediately. Delaying treatment can weaken your claim and make it harder to prove your injuries.
- Avoid accepting the first insurance offer. Insurance companies often offer low settlements that may not fully cover your damages.
- Stay off social media. Any posts about the accident can be used to dispute your claim.
Compensation Our Car Accident Lawyer in Plano Can Recover
Our attorneys are committed to helping clients receive full compensation for both economic and non-economic damages.
Economic Damages
These are tangible, financial losses, such as:
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Medical Expenses
Covers the costs of surgeries, treatments, rehabilitation, and ongoing care.
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Lost Wages
Helps recover income lost due to the inability to work, including future wages if your injuries affect long-term employability.
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Property Damage
Ensures compensation for vehicle repairs or replacement, as well as damages to personal property.
Non-Economic Damages
These damages address the emotional and physical toll of the accident:
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Pain and Suffering
Compensation for the physical and emotional pain, including mental distress and its impact on your daily life.
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Emotional Distress
Covers the psychological stress and trauma, including effects on relationships or daily activities.
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Loss of Enjoyment of Life
If injuries prevent you from enjoying hobbies or daily activities, you may be entitled to compensation for the loss of quality of life.
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Disfigurement
Compensation for permanent scars or disfigurement caused by the accident.
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Punitive Damages
In cases involving severe negligence, such as drunk driving, additional punitive damages may be sought to penalize the responsible party.Â
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Why Choose Mokaram Injury Lawyers for Your Plano Car Accident Case?
At Mokaram Injury Lawyers, we are dedicated to providing compassionate and effective legal support to victims of car accidents in Plano.
We Maximize Your Compensation
Our team works tirelessly to ensure that you receive the full compensation you’re entitled to. We evaluate every aspect of your case—medical expenses, lost wages, pain and suffering, and more—and fight to get you the best possible outcome.
Relentless Representation
We understand the challenges you’re facing. If necessary, we are prepared to take your case to court, gathering evidence, working with experts, and building a strong case to protect your rights.
No Fees Unless You Win
We believe you should focus on your recovery, not worry about upfront legal fees. That’s why we work on a contingency fee basis—you pay nothing unless we win your case.
Collaborating with Medical Experts
We work closely with medical professionals to ensure your case accounts for both immediate and future medical needs, helping to secure the compensation needed for long-term care and rehabilitation.
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Meet Our Plano Car Accident Lawyers
A car accident can leave you with serious injuries, medical bills, and lost wages. At Mokaram Injury Lawyers, we fight for car accident victims in Plano, holding negligent drivers accountable. Whether you were injured in a rear-end crash, a T-bone collision, or a hit-and-run, our legal team is ready to demand the compensation you deserve. With a proven track record of success, we stand by victims who need justice.
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